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Tokio Marine Tokyo-Medicare IFFCO IFFCO-Tokio General Insurance Company is a global provider of insurance player in India. It is a joint venture between Indian farmers fertilizer Co-operative (IFFCO) and Tokio Marine & Nichido Fire Group. It offers offers a range of health insurance policies for clients. The policies are specially designed according to customers' needs for health care services. IFFCO-Tokio following offers health insurance policies. They are as follows- These policies cover the costs of hospitalization, including room rental, boarding costs, physician fees, surgeon fees, specialists, nursing expenses, operating expenses Theatre, ICU expenses, etc. In addition to the cost of hospitalization, a daily hospital allowance is provided for the period of hospitalization. In an emergency, ambulance charges are also provided. General health check are also covered. Pre and post hospitalization expenses are covered up to 30 days and 60 days respectively. All pre-existing diseases are covered after three years continuous claim free policy. emergency assistance services are provided in an emergency. Support services such as medical consultation, evaluation and referral, emergency medical evacuation, care for minor children, etc. IFFCO Tokio also provides critical illness coverage depending on the value added to a nominal increase in premium. It covers 10 serious diseases for double the sum assured basic coverage to 40% of the premium basic coverage. 10-paralytic illness include stroke, cancer, kidney failure, heart disease, liver disease, terminal, Major Burns, Major Injuries, Coma, Major organ transplant and multiple sclerosis. IFFCO Tokio bonus offers additional 5% cumulative sum insured for all clams free year, subject to a maximum of 50% of the sum insured. It also offers tax benefits on contributions under section 80D of the Income Tax Act, 1961. Headquarters- Posted on January 30, 2010.
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