Short Term Breakdown Cover

My husband is the primary policyholder, it obtains short-term disability. My son and I were added to the accident and hospital confinement. I have the records, but to read is a bit confusing. There is no clear breakdown of all the benefits of each policy. Something I think I understand, is that only a policy takes effect by accident?

We have had these policies for a year and a half.

Recently, I had to go to the emergency (I was there for about 5 hours) due to an error risk. The Aflac lady told me she does not think that I am eligible for compensation, because I was not allowed? "

I know I need to call the number 1800. I'm just afraid of not making sense to me either.


One last thing, I know that in November I'll have a caesarean anyone know what they will cover for

If there are people out there - who have experience with aflack and want to share their knowledge, I would appreciate

I do not sell Aflac, but I do not sell to a competitor, this is not a scam. Aflac is the problem tends to burn through agents and new agents do not really know much.

Your current policy should state the benefits of a clear way. If this is not the best is to call the number of customer support, 1-800-992-3522

Aflac type products are not a good choice for everyone and are more appropriate for blue collar workers and low income.

It said the plan generally pays accident benefits provided in case of accidental injury that is not an error.

They have two types of hospital and two plans require you to be admitted before any benefits are paid.

Thus, it appears that HAV enot you misbehave.

Aflac has a lot of different planes, so that no one here knows exactly what they will cover for your planned C section.

You're right, call the 800 number. You can keep them on the phone and ask them to explain in a different way, for hours, until they can explain in a way that makes sense for you.

Call the 1-800 number again and not leave until you understand their answers. Make a list of what you want to ask and make sure that every question is answered so that you can understand.

You've been their customer for a long period. Just keep asking.

Aflac is a company run by junior staff, he did a very poor training and the products are washed.

I suggest you take a look at the credit rating of the company compares to others, then watch the price.

I heard bad stuff about co .....

I want to go beat the **** duck.