Rider Insurance

I do not own a house and I'm hoping to host a wedding reception in a local public library. They will not rent to me if I have insurance coverage under the owner. Well, I do not own a house if I do not have homeowner's insurance. The only type of insurance I have is auto insurance. Is it possible that I can still get the type of insurance I need? How much does it cost?

You can not get any rider on your auto insurance policy to cover this. Auto policies are for automotive exhibitions.

Go talk to your insurance agent automobile. See if they sell a certain type of policy you can buy to cover this event. If your company does not sell something that would be applicable, your agent will be able to suggest another company that you could talk to.

Yes, you can get coverage of special events, the cost would be between $ 250 and $ 500 for the event.

You must have insurance for tenants, though, and you may be able to add a reference to your tenants, and buy a full year of renters insurance for less.

Riders, btw, are for life insurance and health insurance. Additions to an owner or tenant or even automobile insurance, are called endorsements.

Travelers Insurance Company offers a policy called a special protector of marriage policy that will give you liability coverage for the public library or any place you want to rent, you can also purchase the liability liquor option, your coverage dress, wedding gifts, illness, non-submission by the caterer or photographer and many other aspects of your wedding. You can visit their website and buy online by visiting http://protectmywedding.com/.

The other option is that you can insure tenant of your apartment and extend the responsibility of this policy. You can also purchase special event insurance can cost about $ 300 to $ 650 on average, depending on the size of marriage and the limit of liability you choose. However, most policies do not provide special event coverage for liquor liability - where available the liability of alcohol will add an extra $ 1,000 - $ 2,000 premium. Expanding on the responsibility for a policy of tenants (ie cheap way to get coverage) does not give you the responsibility of local (most companies will not give you liquor liability). In my opinion the biggest risk with marriage is the responsibility of alcohol - that is to say to someone leaving the wedding reception who is drunk and then hangs and injures or kills an innocent 3rd which may result in legal action against the major newleyweds.

To summarize, if I were you, I would probably choose the itinerary because when you weigh all the protections against the price it is by far the biggest market.

Hope this helps. Good luck with your wedding!

Search tenant insurance (you need this anyway, if you lose your gear in a fire, you know how much you really had). You can also talk to an insurance agent on a policy of special events. Both are not super expensive especially the policy of special events. I recommend you check with an independent insurance agent, because they can store different companies for the best deal for you.

Thank you

You do not. Ask if you can get some kind of event insurance.