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Physical Damage Insurance Who do I contact to obtain physical damage insurance on the vehicles we finance? If you have purchased coverage as "collision" or "global" on your standard liability insurance policy, you should call your insurance company ... OR ... if someone else is at fault for the damage, if you know who he is and have their insurance information, you might file on the carrier. Otherwise, if you do not have coverage you pay out of pocket. Posted on March 23, 2010.
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