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Nj Car Insurance RateI can not afford car insurance in New Jersey, what do I do?

I just turned 25 and I've never driven a car before because of high auto insurance rates and the fact that my parents refuse to help me pay. I have a job, but I'm also in college. I got my driver's license this year, but no license yet. I received an estimate on how much it cost me to drive if I get the license, and he went out about 5-6 thousand dollars per year, the madness! I do not intend ever to find a job that allows type of money.

Is there anything I could do myself or my parents not letting me out all these years? I have to walk or ask a friend for rides anywhere - granted to all my friends are "financed" by their parents, of course.

If you can not pay car insurance, I'm sorry, but the only answer is to not drive. Yes, I would say around or go online to get more quotes. That does sound high, but you are a new driver and, as such, a greater risk. I do not think that if your parents had let you drive any earlier, he would have made that much difference in cost.

EDIT: When I was your age (sorry to use that line), I had a 7 year old son has been paying for my car insurance, apartment, food, clothing, etc. At 25 you are an adult developed large and should be left to fend for yourself. Be glad you are still living under your roof and the parents do not pay for housing and food. This is not your fault or responsibility of parents to pay for your insurance.

If you're still in school, it is obvious that you should look into a better paying career. Sorry to be harsh on you, but you must be more autonomous, at your age.

I just answered a question where the roller blades at Work. Perhaps it would be an option for you. There are other ways.

Ask for more quotes from different companies. You can not assume that the first one you get is the cheapest.

Also consider discounds good student, or see if you are in the organizations offering discounts.

Posted on April 22, 2010.
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