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New York Car Insurance Rate What is auto insurance rates on average for a man aged 19yrs listed under his insurance policy for parents? In New York, specifically Brooklyn, NY. It will be significantly lower, then if you were to put it on your own. Possible multi-car discounts and other reductions will be available. I do not think there is an average price. It depends on the type of coverage your parents have on the car while you drive. Depends on the year, make and model, but between $ 1,500.00 to $ 3,500.00 A YEAR. Posted on May 11, 2010.
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