Motor Insurance Quotation

turn after a few insurance quotes for car yesterday, I was surprised that everyone asked me if I smoked. I'm used to this kind of question on the health or life insurance, but the car? I never remember this happening before. they can guess the bonus of a little for smokers. Has anyone noticed the same thing?

it is considered a distraction and therefore a possible risk. they do not ask more mobile as it is illegal to use the hands not free. much the same way they force you to ask if speed is also illegal. Like all insurance quotes are measured directly at risk they have vast quantities of statistics in support of their evaluations of premiums

Maybe they think lighting smoking and driving is a distraction can cause injury no reason to screw us a little more.

Its because the government is considering making all smoking illegal conduct soon. They probably want to know if you smoke, because they will shortly be reviewing insurance policies to reflect the change in the law.

If you smoke while you are driving your concentration is not entirely on the task, therefore, you are considered a higher risk to the insurer. you can lie, but if you have an accident and you were smoking ...................

Auto insurance is a legal robbery anyway, that nothing they do surprises me

when you put a match for me

to lie

There were quite a few cars caught fire because of cigarettes. You know, when you throw your smoke out the window it sometimes comes in?

Like if you put a lift on a truck, your insurance goes up .... They know that his company high-centered and is easier to switch your intention or off-road it.

Everything for your insurance ..... they seek.

I do my auto insurance online and have always been asked.I read in the newspaper the other day that if you have an accident and it can be proved that you were smoking, it will be very difficult to obtain insurance in the future.It must be something to do with the law, the government brought about not smoking while driving.

I never heard that before.

As far as I know they can ask questions relevant to your car (as the condition and claims) and your driver's license (as the points added and the type).

They should not really ask the question. The only time that your health is in question, is when you are found medically unfit to drive.

same dangers that the use of a phone in the car, I guess you have to remove a portion of the wheel at some point and you're not fully concentrating on the road.

tweice your probably more likely to crash as a smoker in their point of view if you increase the insurance.

Insurance companies view smoking as a distraction while driving could become the cause of a collision.