Heavy Goods Vehicle Insurance

2 days ago a crazy old lady with a full coverage insurance good insurance company Sam has tried to pass me on a double yellow line and lost control of his vehicle and struck the front driver side tire and pushed me out of the road in barbed wire. My 1985 BMW 318i plowed by 34 feet of barbed wire and 7 heavy metal T-posts. I wasn't bad at all just shook and even with it, but my car is history! The CHP came and made a report and gave me the name womans insurance company and policy #. I didn't have insurance So my question is, will it pay for my insurance company damages because it was his fault? and that I should get a lawyer?

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President ...

I was in a similar situation a year ago. The guy who hit me was cited. His insurance company will come out and assessed the damage to my car and wrote me a check on the spot. Yes, continue this!

If you mean you did not have insurance at all, you can be a long wait time for any payment. Some states have "No play, no pay" laws that limit or restrict the ability of an uninsured driver to recover from the responsible party. In some states you can not recover for personal injuries and other, you can not even that.

One of the benefits of insurance to have is that in a case like yours, your insurance company will help you recover your losses. Since you do not have insurance, you should hire a lawyer at your own expense to have any chance of recovery.

Do not exepect his insurance company to rush to settle. They will probably take the position that you should not have been on the road, primarily because you were insured and if you had not been on the road, you were not involved in the wreck.

In addition to this, a Bimmer 85 is not going to be great value to all. A few thousand if you're lucky. It is very likely that it will cost more in legal fees alone.

The police did a charge of traffic offenses? - If they did, who will be in your favor. You may be able to claim any damage to your car with his insurance.
Insurance Corporation Sat right? You can not be fair dinkum - that must be a Furphy:)
To be serious now - if what you say is true and correct, you should have absolutely nothing to fear.
Do not give your money to those sharks before having an answer from his assurance. LOL Good Sat.
Good luck

If proven at fault, his insurance will pay for your car less anything that would be the most expensive deductible.
But ... keep an eye on e-mail because you receive a summons to appear in court and will face a hefty penalty for not having auto insurance.

What did you think?

you should consult a lawyer because you will not be able to get anything if you do not have to fight for a it.Just thought you might want to also think about when you get your money insurance while you have the money and never go with because if the roles were reversed you would be screwed not you?

Since you do not have insurance you are at fault, she could sue you for damage to his car. Why did you not have insurance? It's a hard lesson learned.

It is illegal to drive without insurance if you have no right to claim compensation

maybe you are lucky if their insurance company will not allow you to pay all damages of her car