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Express Motorcycle Insurance I have an old Honda 49cc express. When I run it right, do I need insurance and a license plate? I live in Louisiana. I have a motorcycle license and a motorcycle, but the scooter has no title and he was expelled before I got it, so I do not know how to go about getting a title for it. I've heard in many states if its 50cc or less, you do not even need insurance and its treated like a bicycle. Thank you very much for any information you may have about the subject. You need insurance on it, it is not covered by your landlord / tenant policy. Any loss or damage caused to you, it would be otherwise out of your pocket. check with the Louisiana (DMV Department of Motor Vehicles) and they can tell you whether it should be allowed ... see below for their info Posted on March 24, 2010.
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