European Breakdown Cover Comparison

In Britain, we have witnessed some of the most extreme weather of recent history, the boiling hot sun followed by heavy thunderstorms.

A recent report by the Environment Agency said that more homes are at risk of flooding ever in the same time many are looking to save money by reducing things such as insurance.

This has created a false economy for many with the cost of repairing flood damage weighing far the money saved by reducing the cover.

The report by the Environment Agency said that nearly one in six homes are threatened by floods, which equates to about about 2.4 million properties at risk from rivers, seas and waters surface sewers overflow.

In addition to these alarming figures from the AA said that one fifth of the owners are cutting back on insurance because of monetary constraints, which has left many homeowners at risk.

The natural causes of disasters can be insured for

Simon Douglas, director of AA Insurance, said: "The insurance and automobile insurance claims are a natural consequence of severe weather, but many people are cutting back on insurance, which can be a big Error. "

Mr Douglas said that owners who cancel or reduce their insurance coverage will certainly regret it if they are to become a flood victim.

He said: "The insurance industry has a good record for helping people who have suffered as a thank you from weather extremes and there is no reason to expect that to change. Now would be a very good time for those who have not renewed their insurance cover to find a more competitive, rather than cancel completely. "

For those who wonder if they are at risk of flooding, they can enroll in a flood warning service that can help people prepare for the worst free. Once a warning has been sent there are steps that can be taken to minimize damage.

Tips for home cover

Darren Black, head of home insurance at a price comparison site has offered driving tips.

He said: "Move the furniture as much as possible to the floor. If you live in a house that does not have a second floor, lift furniture from the ground. Make sure to unplug electrical equipment and store it above possible and always turn off water supply, gas and electricity. "

"If you are a victim of flooding, call your insurance company as soon as possible after the water has entered your home. They will then assign you to the drying equipment to speed up the process."

"It's always a good idea to take photographs of damaged property as this could encourage insurers to settle claims quickly. Never dispose of damaged items. Keep these until after the claim has been settled, as some providers may want to inspect the damage. "

If you're one of the unlucky owners who live in an area at risk of flooding, the truth is that coverage is essential, but it is also important to take measures to minimize damage. Whatever the situation of home insurance is mandatory that the cost of repairing flood damage could run into thousands.