Chinese Moped Insurance

In 2007 alone, 1,000 Chinese bicycles, scooters and mopeds were imported into the United Kingdom. This seems to be a growing trend, with manufacturers increasingly importing into the United Kingdom. Currently, approximately 450 different manufacturers to import into the country and it grows every year. In this spirit, several insurers have joined the game for those insured. However, the import bike insurance can be difficult to find.

So why buy a Chinese import bike? On the one hand, they are generally half the price of a standard moped or scooter, which is, despite the import costs. They are normally based on the current mopeds and scooters manufactured by major companies, but with a different name on them. They are also known as replica bikes. A majority of these motorcycles will have to register in the United Kingdom at a cost of 55.00, books for a small price to pay considering the cost for the bike.

Import bike insurance can be difficult to find, the majority of insurers and brokers have never heard of the vehicle you are looking to achieve, and is usually where the conversation ends. However, with the popularity of these scooters and mopeds, insurers are increasingly offering competitive plans in support of the application on these types of vehicles.

A major problem with import bikes and, in particular the import motorcycle insurance is that many parts of these vehicles are not readily available. In the case of a claim and the bicycle must be repaired, it is difficult and costly for the insurer to source parts and repairers. Therefore, many insurers are withdrawing from offering an exhaustive range, or they may offer a higher price, often more than the value of the vehicle itself.

Like many import bikes, scooters and mopeds are based on current models manufactured by major names such as Honda, Suzuki and Yamaha. Parts and spare parts can be easily handled in the usual local repairer. All this contributes to the insurance part of things, but with over 450 different import manufacturers, you can imagine how the pieces are hard to find.

Another problem with import bikes, scooters and mopeds is that they require the registration in the United Kingdom. Many are sold without first being registered. However, before registering a vehicle, it requires that the insurance and many insurers will not insure without a registration plate, a perfect catch 22 situation. While many understand and ensure that offer insurance, it can still be hard to follow this type of insurance covers the bottom.

The most popular scooters on the road today, is the Baotian BT 50cc, an import bike, over 1,000 have been imported in 2007, figures provided by the CEC (The Motor Cycle Industry Association Limited). This gives you an idea of the popularity of these bikes are selling large manufacturers like Honda, Suzuki and Yamaha.

You may wonder where I can buy these bikes? Well, many local dealers are starting to sell, and there are many bargains available on the auction site eBay. The majority are sold by internet only bike shops, delivered directly to your door, which again favors the problem of repairs and spare parts, a lot of these vehicles are not sold with a warranty.

In short, these bikes, scooters and mopeds are a great way of commuting to and from work. They are inexpensive to buy, expensive to use, very economical, and parking is usually not a problem, with several insurers and make the demand on these bikes, they contribute to the availability of insurance, the cost and coverage provided.