Cell Phone Insurance

I have a cell phone that I just fell in the pool. My insurance mobile phone will not cover it, insurance is the coverage?

"Oops I dropped in the pool" is not a risk appearing on the standard policy owners. So no.

Probably, the phone is not enough anyway, more than the deductible on your assurances.

I do not think so because you can get insurance on your phone so I do not think the insurance you would be responsible for things that can get their own insurance.

Home insurance covers only the house itself and permanent installation in the home televisions, desktop computers, appliances, stereo equipment, etc. .. things that are not easily portable and moved out of home. Since your phone is portable and is often outside the house, your insurance will not cover it, just as your insurance will not cover laptops, jewelry, cars, sports equipment, and phones Cell.

Very unlikely. Even if it did, you would not make a claim for something as minor as this and take a chance your rates will increase.

Most cell phones have a small bullet that turns color if it is wet so I would not try to trade him. And your deductible on your insurance is probably higher than the cost of your phone, unless you have a superb luxury phone.