Car Insurance No Claims For Named Drivers

United Kingdom, drivers prefer to pay for minor repairs not lose Fitness claims on their car insurance.

> Four UK 10 drivers prefer to pay for minor repairs not lose their claims discount car insurance.

> More than a third expect a courtesy car after a strike - but 78 percent of UK policies do not offer as standard.

Over 40 percent of drivers in the United Kingdom prefer to reach into their pockets to pay for minor damage car than risk their claims without discount, according to an exhaustive search greenbee.com, the financial services arm of the John Lewis.

In its survey of adults in the United Kingdom in July 1448, greenbee.com found that 43 percent of people do approach their insurance provider car after a minor accident if it meant they would not lose their claims without discount.

But the study also revealed that some drivers - 10 percent - would still qualify regardless of the severity of the prang, with Londoners (16 per cent) are most likely to ask their suppliers to stump a little wrong or broken bumpers .

When it comes to disasters car, however, it seems that many people are completely unaware of their coverage and could be heading for disappointment when the time comes to claim.

If one in 10 admits to having no idea of the level of protection on their car insurance, UK drivers have unrealistic expectations about what is covered as standard. More than a third of respondents (36 percent) expect to get a replacement vehicle if their car is written off, although less than one quarter - 22 percent (47 of 212) - the products on the market provide a courtesy car as standard following a total loss. Of these, fewer than half (43 percent) only offer a replacement vehicle for four days or less - Source: Database of Defaqto Aequos July 15, 2008.

With research showing that nearly 20 percent of own damage claims resulting usually in the car being written off, it seems many will be unexpectedly left without a vehicle and the road after a major accident. Despite their years of experience, older drivers are likely to be the most disappointed, with nearly half of 55-64 year olds (46 percent) expect to receive a replacement car if theirs was stolen or irreparably damaged, compared to only 31 percent of 25-34 years.

adults in the United Kingdom as their comfort close at hand when it comes to car travel, carrying about 327 pounds of goods - from CDs and iPods to games consoles and makeup - in their cars. Five percent of men in a car with incredible value of £ 1,000, more trade with them. But with more than half of drivers surveyed - 54 percent - felt that their insurance covers only goods to the value of £ 250, the research highlights the need for drivers to ensure they have all property of their value stored in a safe and secure at all times.