Autoaid Breakdown Cover

There seems to be a breakdown service with a difference, in that you pay the costs yourself and then retrieve them from the insurance company (Boncaster).
The premium seems to be much less expensive than the usual breakdown cover. I was quoted £ 37 for the year.
I am happy to hear anyones experiences. Thank you

We are committed to Autoaid, after years of being overloaded by the AA (more than 170 pounds at last quote!)
We have not had to use it yet, but Martin Lewis of Save expert, recommended, if it is good enough for him is good enough for me! It is a forum on his site if you want the experience of others. Most comments were positive, with the exception of a few people who do not want to pay in advance and request reimbursement.